ASK ABOUT "BONUS" ANNUITIES

• accumulate assets for retirement on a tax-deferred basis
• excellent investments for individuals
• increase funds available at retirement
• security and guarantees that mutual funds cannot match

Index Linked Annuity

For the investor who wants a higher rate of return on investments without market risks. This annuity guarantees a higher return when investments are gaining and a guarantee against loss when the market declines. The index-linked annuity is like "having the cake and eating it too".

Bonus as high as 10% for transfer accounts.

Fixed Annuity

When the issue is safety, the fixed annuity is the answer.

• Guaranteed minimum interest rate
• Higher than CD rates
• Up to 10% bonus paid for new accounts and transfers